Financing is a stressful word for most of us. It comes with many negative connotations and is especially worse for people that have struggled with their finances. But it’s nearly impossible to get through your life without having to finance things, one of them being a car. Nowadays, almost everyone needs a car to get around. To be able to drive to work, go to the store, and take your kids to school. You should be able to buy yourself a car even if you have bad credit. No matter who you are or where you’re from, we believe that everyone deserves to own the car of their dreams. 

At F&M Auto Sales, we’re here to help you finance your choice of any of our high-quality pre-owned vehicles. Your credit shouldn’t hold you back from owning a car you can be proud of -- and here, it won’t! Whether you stop by our lot to check out our large inventory of sleek cars, heavy-duty trucks, and rugged SUVs or visit our virtual showroom, our dedicated sales staff is here to make your next purchase the best buying experience possible. You can go to our Auto Loan Calculator to start calculating what your monthly payments might be.

Benefits of Financing with F&M
There are many benefits when buying a car and financing with us at F&M. We’ve had so many great reviews from our pleased customers over the years because we go out of our way. We ensure that every customer gets the right financing that they can afford so they can be driving their dream car. Some of the major benefits that you’ll find with us and not other dealerships are:

  1. Many dealerships have only one or two lenders. We have more lenders than most dealerships in the area, which means that we offer more financing options for our customers. 
  2. You don’t need a cosigner
  3. F&M makes sure that your payments are affordable. 
  4. We can even possibly help you boost your credit score as we did for, Keneshia Mccollins, “Altogether it was $3, insurance tags registration and plate were included. My note is 332 for 24mths. I love it because I didn't need a cosigner and it instantly took my credit scores up 22points.” 

F&M auto is always glad to hear that we can help get our customers on the road in the car they’ve always wanted.

Don’t be afraid of financing anymore. F&M is here to help you. We aren’t going to overwhelm you with large payments. With our financing, your payments will be reasonable and affordable. We will get you financed, we will get you in one of our great cars, and you have a great chance of even improving your credit score like Keneshia! Check out our inventory today and apply online hassle-free. If you have a possible Trade-In you can even get started with that evaluation by filling out our Trade-In Form.